Some of you may have heard that gathering the paperwork required for filing bankruptcy is a complex process. This is not necessarily the case. If you have an experienced bankruptcy lawyer they can help you avoid a great deal of the paperwork needed by asking you relevant questions.
A competent bankruptcy lawyer will not only explain clearly what is needed, but will also spend the necessary time to help you understand the why of the financial information expected in a bankruptcy petition. This will help you feel more comfortable about compiling the manageable amount of paperwork involved.
If you are a middle class individual filing an average bankruptcy petition the following list of paperwork should be what is required of you:
- A copy of last year’s tax return
- Paycheck stubs from the past seven months
- A credit counseling certificate
- A brief worksheet listing your assets and your monthly household budget
- List of names, addresses and amounts of every debt
- A filing fee for Chapter 7, or for Chapter 13, and whatever fees you have agreed to pay your bankruptcy lawyer
As you can see, this list is not too complicated. If you live in Denver, Aurora, Arvada, Brighton, Broomfield, Commerce City, Englewood, Highlands Ranch, Lakewood, Lafayette, Littleton, Northglenn, Westminster, Wheat Ridge, or Golden, Colorado, and have any questions, please contact me. Kevin D. Heupel, Colorado Bankruptcy attorney, 303-955-7570, ColoradoBankruptcyHelp Email, free-consultation form.
