As I have said many times, any debts that you owe when you file bankruptcy are subject to being discharged. But after your case is filed any new debts that arise are usually not discharged. In most Chapter 7 bankruptcy cases, any debt accumulated before the date you file may be dischargeable; whereas debts accumulated after that date are not dischargeable. In a Chapter 13 bankruptcy case there are some limited debts which may be addressed past the date of filing.

In some instances, you will receive a statement which contains a posting for a new penalty or interest on a debt that has been discharged after the date you filed bankruptcy.  You do not have to pay this penalty or interest.  You should submit a copy of the statement to your bankruptcy attorney as soon as you can. You may need to pursue a legal action against the creditor for violating a bankruptcy discharge.

If you live in Denver, Aurora, Arvada, Brighton, Broomfield, Commerce City, Englewood, Highlands Ranch, Lakewood, Lafayette, Littleton, Northglenn, Westminster, Wheat Ridge, or Golden, Colorado, please feel free to contact me with any questions.  

Kevin D. Heupel, Colorado Bankruptcy attorney, 303-955-7570, COBankruptcyHelpEmail, free-consultation form.