If you need an interpreter at the meeting of creditors you should notify your bankruptcy attorney in advance. Your bankruptcy attorney will contact the trustee assigned to your case or the local office of the U.S. Trustee to arrange for one.
There are interpreters available in 196 languages for debtors at the meeting of creditors in [...]
Like many of you I have been watching the Olympics this past week. I realized that in order to succeed, these phenomenal athletes could not be ashamed of falling. I observed the figure skaters and the skiers. They would fall, make an adjustment, and begin skating or skiing again. This is how I think about [...]
I discovered a link to a Chapter 7 bankruptcy flow chart that outlines the steps of a Chapter 7 bankruptcy case. For those of you who prefer to see the process laid out go the flowchart link and download the pdf.
If you have any questions and live in Denver, Aurora, Arvada, Brighton, Broomfield, Commerce City, [...]
When you are filing personal bankruptcy you must submit pay advices. Let me start by explaining what is meant by a pay advice. A pay advice refers to any document that can serve as written proof of your income. Pay stubs, or printouts of your income and withholding from your employer, are examples of pay [...]
In the past I have had clients ask what happens if they miss the meeting of creditors (or section 341(a) meeting). I do recognize that things do come up that are hard to avoid, especially when you work forty or more hours a week and have a family to raise, but it is considered unwise [...]
I believe it is important for you to see the many faces of those who file bankruptcy as a reminder that you are not alone and there is no shame in choosing that option. So when I read an article in the News Herald about thirty-six-year-old Melissa Ritts I had to share her story with [...]
At the end of last year the Federal Reserve Board announced a new set of rules that state that debit card users must be given the opportunity to opt-in to overdraft fees for ATM withdrawals and one-time purchases. This ruling will take effect July 1, 2010. It is a part of a series of decisions [...]
There are many myths that people perpetuate regarding filing for bankruptcy. I have already addressed some of them with you in earlier blogs. For example, the idea that filing for bankruptcy is something that will rob you of your peace of mind and cause stress in your marriage. Quite the opposite is true, since once [...]
Many clients view an impending Meeting of Creditors in a Chapter 7 bankruptcy case with apprehension. They are nervous about a confrontation with their creditors. What many of them don’t know is that most creditors do not attend the Meeting of Creditors. Often creditors familiar with the process realize that not only will there not [...]
There is a letter from the company First American Debt Solutions that is being sent to people who are in the middle of a Chapter 13 bankruptcy case. The document enclosed is titled “Notification of Debt Relief and Loan Modification.” The following is a quote from the document being sent: “our records indicate that your [...]
