There is a letter from the company First American Debt Solutions that is being sent to people who are in the middle of a Chapter 13 bankruptcy case. The document enclosed is titled “Notification of Debt Relief and Loan Modification.” The following is a quote from the document being sent: “our records indicate that your Chapter 13 Bankruptcy case number 08-xxxxx-x-xxx has been dismissed.  It is very important that you contact us in the next 24 to 48 hours to discuss the terms of your dismissal.” This letter is a solicitation attempting to get you involved in a debt settlement program. Do not pay any attention to this letter! It is more than likely that there has not been a dismissal for your case. If you are involved in a Chapter 13 bankruptcy case and receive any such notice please contact your bankruptcy attorney before responding.

These companies are preying on the fears of individuals who are concerned about financial issues during this economic crisis. They are making false or overstated promises that are not to be trusted. Do not sign up for any program without carefully investigating the details.

If you have any questions and live in Denver, Aurora, Arvada, Brighton, Broomfield, Commerce City, Englewood, Golden, Highlands Ranch, Lakewood, Lafayette, Littleton, Northglenn, Westminster, Wheat Ridge, Colorado please contact me. Kevin D. Heupel, Colorado Bankruptcy Attorney, 303-955- 7570, COBankruptcyHelpEmail, free-consultation form.