Many clients view an impending Meeting of Creditors in a Chapter 7 bankruptcy case with apprehension. They are nervous about a confrontation with their creditors. What many of them don’t know is that most creditors do not attend the Meeting of Creditors. Often creditors familiar with the process realize that not only will there not be enough time to ask significant questions, but they also recognize that it is usually futile to object to a discharge of the debt owed them. Certainly they can spend time and money contending that their debt ought not to be discharged, but they are aware that it is unlikely that the debtor will be able to pay.

During a Chapter 7 bankruptcy occasionally a secured creditor will appear at a Meeting of Creditors to request proof of insurance or to clarify some detail-but more often than not these issues are attended to prior to the hearings by email or mail.

If you have any questions and live in Denver, Aurora, Arvada, Brighton, Broomfield, Commerce City, Englewood, Golden, Highlands Ranch, Lakewood, Lafayette, Littleton, Northglenn, Westminster, Wheat Ridge, Colorado please contact me. Kevin D. Heupel, Colorado Bankruptcy lawyer, 303-955-7570, COBankruptcyHelpEmail, free-consultation form.