Are you considering refinancing your home after having filed bankruptcy? It may be a wise decision since refinancing may help lower your monthly mortgage payments and your interest rates. Obviously, reducing your expenses in any way possible is advisable.  But I would like you to note that if you are self-employed you might want to look for someone to hire you as their employee. This will put you in a more advantageous position when it comes to applying for loans or mortgage refinancing after having filed bankruptcy. Banks and other loan agents will look for you to have a stable income, which is more difficult to guarantee when self-employed. The other wise step to take would be to do what is necessary to improve your credit rating. My earlier blogs, Obtaining Credit Cards after Filing Bankruptcy, and Obtaining a Loan after Filing for Personal Bankruptcy should help with this.  Obviously, the better your credit rating is the better chance you have of being offered a lower interest rate while refinancing your home.

If you have any questions and live in Denver, Aurora, Arvada, Brighton, Broomfield, Commerce City, Englewood, Golden, Highlands Ranch, Lakewood, Lafayette, Littleton, Northglenn, Westminster, Wheat Ridge, Colorado please feel free to contact me. Kevin D. Heupel, Colorado Bankruptcy lawyer, 303-955-7570, COBankruptcyHelpEmail, free-consultation form.